The Most Important People in Business

The Payments You Don’t See: How Invisible Fintech Is Powering Your Favorite Apps

Alpesh Patel, strategic partnership director at Cartex and a veteran of the global payments industry, unpacks how invisible fintech is reshaping conversion, reliability and revenue across modern apps. With embedded payments now extending far beyond fintech into marketplaces, media and mobility, Patel explains why every company is becoming a payments company, and what it takes to get the infrastructure right.

By Alpesh Patel

8 Startups Sam Altman Invested in Outside OpenAI in 2025

From nuclear fusion and biosecurity to delivery robots and online college, here’s a detailed look at Sam Altman’s startup investments in 2025.

By Eve Montie

Art as Infrastructure: How Cultural Programming Is Redefining Luxury Hospitality 

Jennifer Findley, an international art advisor and founder of the JFiN Collective, has built a career at the intersection of curatorial rigor, market strategy and cultural stewardship. As Oram Hotels’ newly appointed Director of Arts & Culture, she brings that perspective directly into hospitality development. In this Expert Insights Q&A, Findley joins Oram Hotels co-founder Kevin Mansour—whose real estate and investment expertise has shaped the group’s Southern California portfolio—to examine how embedding artists, institutions and cultural process into hotels from the earliest stages is redefining brand value, guest engagement and long-term asset identity. Together, they explore why art, when treated as infrastructure rather than ornament, can fundamentally reshape what hospitality delivers.

By Sonia Rubeck