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Bank Product Guide for Customers

Banking CASA

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Neal Saikia
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0% found this document useful (0 votes)
41 views14 pages

Bank Product Guide for Customers

Banking CASA

Uploaded by

Neal Saikia
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd

CANARA PREMIUM PAYROLL ACCOUNT

IMPORTANT CASA PRODUCTS LAUNHCED BY THE BANK


SB PRODUCTS TAGET GROUP
PREMIUM PAYROLL SALARIED
SB SELECT TECH SAVY INDIVIDUALS & NON SALARIED
ANGEL WOMEN
JEEVANDHARA PENSIONERS
ASPIRE YOUTH
CANARA PLATINA NRE NRO NRI

CA- PRODUCTS
CA - PRIVILEGE CA CUSOTOMERS - CASH HANDLING
CA - ELITE CA CUSOTOMERS – MORE CASH HANDLING

CA - DELITE CA CUSOTOMERS - CASH WITHDRAWAL


Page 1 Learning & Development Vertical
INSURANCE
3 Type of insurances are available to our customers.
CANCARE POLICY (647/24) PAI AAI
CUSTOMER 4 LACS 8 LACS
SPOUSE CANCARE2 LACSPOLICY : 4(647/24)
LACS
SOUSE
ALL A/Cs WHERE CUSTOMERS ARE HAVING DEBIT/CREDIT CARD ACTIVE
BAGGAGE PROTECTION : Rs 50000
PURCHASE PROTECTION : Rs 50000

NPCI/RUPAY CARDS Personal accident : Rs 2 lacs

Condition to claim : 30 days prior to death- minimum one online/Ecom Transaction

Product insurance bank will take separately


Condition :
Payroll : Last 6 months minimum 1 salary credit is must (except open in last 6 months)
Page 2 Jeevandhara : Last 6 months minimum 1 salary creditLearning
is must
& Development Vertical
LOCKER FACILITY

Operations Generally permitted : 12 per annum

After 12 operations Bank charges : Rs 100 + GST

S/G/D/P CUSTOMERS : Unlimited Locker operations free.

Locker Rent Concession : Gold : 5%


Diamond : 10 %
Platinum : 15 %
Page 3 Learning & Development Vertical
COMMON BENEFITS FOR ALL VARIANTS

NEFT CHARGES GENERALLY :


Upto Rs 10000/- : Rs 2.25 + GST
Rs 10001/- to Rs 1 lac : Rs 4.75 + GST
Above Rs 1 Lac to Rs 2 lac : Rs 14.75 + GST
Above Rs 2 lacs : Rs 24.75 + GST
RTGS CHARGES : Rs 2 lacs to Rs 5 lacs : Rs 24.50 + GST
Above Rs 5 lacs : Rs 49.50 + GST
IMPS CHARGES : Upto 10000/- : NIL
Above this charges : Max Rs 20/-
SMS alert charges : Quarterly on actual basis
(Rs 0.22 per SMS + GST)

NEFT/RTGS/IMPS/SMS : FREE FOR ALL VARIANTS

Page 4 Learning & Development Vertical


COMMON BENEFITS FOR ALL VARIANTS

Cheque books : General 20 leaves. After that Rs 4 per leaf

ATM Cash withdrawal limit : Rs 1 Lac per day

Point of sale limit : Rs 5 lac per day

Baggage cover : Rs 25000/- (Airport check in baggage)

Purchase Protection : Rs 25000/-

NFC (Contactless) per day : Rs 25000/-

Page 5 Learning & Development Vertical


COMMON BENEFITS FOR ALL VARIANTS

DEBIT CARD
SILVER & GOLD DIAMOND & PLATINUM

ISSUE CHARGES : Free for all 4 variants

AMC for customer : Rs 500/ + GST for platinum


Rs 1000/- + GST for select

But free for all 4 variants


Page 6 Learning & Development Vertical
COMMON BENEFITS FOR ALL VARIANTS

DEBIT CARD
SILVER & GOLD DIAMOND & PLATINUM

Charges for using our own bank ATM by our customers


6 Fin + Non Fin Trans free : After 6 each Fin txn: Rs 20 +GST

FOR S/G/D/P Customers : Unlimited at our bank ATMs

NOTE : All other banks 3 @ MET & 5 @ other than Metro


Page 7 Learning & Development Vertical
AMAZING OFFERS FOR RUPAY CARDS

20+ Domestic airport lounge access: 1 per quarter(479/24-RP)


500+ International airport lounge access: 2 per Year

Page 8 Learning & Development Vertical


AMAZING OFFERS FOR RUPAY CARDS

SPECIAL FEATURES FOR RUPAY SELECT CARD HOLDERS

Only one complimentary benefit from the below is redeemable per person

Page 9 Learning & Development Vertical


AMAZING OFFERS FOR RUPAY CARDS

SPECIAL FEATURES FOR RUPAY SELECT CARD HOLDERS

Page 10 Learning & Development Vertical


AMAZING OFFERS FOR RUPAY CARDS

SPECIAL FEATURES FOR RUPAY SELECT CARD HOLDERS


Only one complimentary benefit from the below is redeemable per person

Page 11 Learning & Development Vertical


CHALLENGES AND SULUTIONS

When we approach other bank salaried customers ?

Customers say : We have already having HL , Car loan &


Personal Loan with existing Banker. Then
How to shift our salary account ?
Even if we are ready to shift salary what about of loans ?

Our Bank initiative :


➢ Entire loans we will take over from that existing bank.
➢ We will provide you BEST ROI .
➢ Lawyer charges and Valuation charges our bank will
absorb
➢ Zero processing charges

Page 12 Learning & Development Vertical


ONE BANK – ONE NUMBER

Page 13 Learning & Development Vertical


Page 14 Learning & Development Vertical

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