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A Synopsis On

The document presents a comparative study of financial analysis between private and public sector life insurance companies in India, focusing on profitability and market performance. It outlines the definitions of life insurance, types of policies, and the objectives of the study, which include evaluating the life insurance sector and deriving suggestions for improvement. The research methodology is descriptive and exploratory, utilizing secondary data from various sources to analyze the performance of selected companies.

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38 views8 pages

A Synopsis On

The document presents a comparative study of financial analysis between private and public sector life insurance companies in India, focusing on profitability and market performance. It outlines the definitions of life insurance, types of policies, and the objectives of the study, which include evaluating the life insurance sector and deriving suggestions for improvement. The research methodology is descriptive and exploratory, utilizing secondary data from various sources to analyze the performance of selected companies.

Uploaded by

pifoloc878
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© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
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A SYNOPSIS ON

“FINANACIAL ANALYSIS OF LIFE INSURANCE: A COMPARATIVE


STUDY ON PRIVATE SECTOR VS. PUBLIC SECTOR INSURANCE
COMPANIES”

Presented by:
Lovedeep Singh
MBA Finance 3rd sem
UID:2191128
What is life Insurance
Life insurance is a contract between an insurer and a policy owner. A life
insurance policy guarantees the insurer pays a sum of money to named
beneficiaries when the insured dies in exchange for the premiums paid by
the policyholder during their lifetime.
The life insurance application must accurately disclose the insured’s past
and current health conditions and high-risk activities to enforce the
contract.
Term life insurance
Term life insurance lasts a certain number of years, then ends. You choose
the term when you take out the policy. Common terms are 10, 20, or 30
years. The best term life insurance policies balance affordability with long-
term financial strength.
Permanent Life Insurance
Permanent life insurance stays in force for the insured’s entire life unless
the policyholder stops paying the premiums or surrenders the policy. It’s
typically more expensive than term.
Private and Public Insurance
Companies

Public Sector:
Life Insurance Corporation of India
Private Sector:
HDFC Standard Life Insurance Co. Ltd.
ICICI Prudential Life Insurance Co. Ltd.
OBJECTIVES OF THE STUDY
 To know about the life insurance sector of India
 To evaluate the profitability of selected life insur-
ance companies
 Working in India.
 To compare the profitability of selected life insur-
ance companies.
 To derive the appropriate conclusion and sugges-
tions for measure of improvement for selected
samples.
Research Methodology
Research Methodology
This research is descriptive as well as exploratory
research.
Methods and Materials
The data used for this research is secondary in nature.
The relevant and required data has been collected from
journals, dailies, annual reports, magazines and websites
of selected companies and through various search
engines.
Review of Literature
T. Hymavathi Kumari(2013) made performance evaluation of Indian life
insurance industry in post Liberalization by using various ratios.
Krishna (2015) made a comparative study of public and private life
insurance companies in India. For the purpose market share, fresh business
premium, number of new policies issued and total life Insurance premium
compared.
[Link] (2015) made a comparative study of public and private life
insurance companies in India. To measure financial performance solvency
ratio, current ratio and debt equity ratio have been Calculated.
Dr. Vikas Gairola (2016) compared public and private life insurance
companies in post liberalization Era. The study compares public and private
sector life insurance companies in terms of new policies Issued, total
premium income and market share.
Sumit (2017) analysed profitability performance of life insurance
companies in India using seven Variables. Net Premium, income from
investments, underwriting income, return on assets, combined Ratio,
solvency ratio and profit after tax were taken as variables.
Project Guide

Name: Dr. Tripati


Designation: Assistant Professor
Institute: Baba Farid College of Management
and Technology, Deon, Bathinda
THANK YOU

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