马虎活得糊糊涂涂，糊涂做事马马虎虎

难得糊涂。望能帮助大家解答投资理财的问题。使大家在投资理财的过程中， 不马马虎虎以及不糊糊涂涂被人忽悠, 尽快实现财务自由。
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退休后从退休账户里提取钱的先后次序

(2024-06-30 09:48:24) 下一个
  1. If you reach RMD age, you need to withdraw from your RMD accounts.  Otherwise, the penalty is up to 25%.
  2. Withdraw your interest and dividend from your taxable accounts, interest is taxed at your ordinary income rate, but your dividend is taxed at lower capital gain tax rate, 0%, 15% or 20%.
  3. If you have maturing bond and CD, cash in them.
  4. Sell your investments from retirement accounts 401k or 403b，or from Rollover IRA to generate cash.
  5. Tap into your Roth IRA as a last resort.
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baladirk 2024-06-30 12:21:28 回复 悄悄话 谢谢分享
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